Business Owners Policy (BOP)
Running a business comes with a variety of risks. A Business Owners Policy (BOP) brings several important coverages together in one convenient policy for eligible for small to mid-sized businesses. It can help protect your business property, address liability exposures, and provide financial protection when a covered loss disrupts your business operations.
General Liability Coverage
Helps protect your business against claims of bodily injury, property damage, and personal or advertising injury caused by your business operations. Coverage may very based on the poicy.
Commercial Property Coverage
Helps Protect your business buildings and contents, including equipment, inventory, and furniture, from covered causes of loss. Coverage varies based on the property, policy, and coverage selected.
Business Income Coverage
Helps replace lost income and cover certain ongoing expenses when your business is unable to operate due to a covered loss. Coverage may vary based on the policy.
Additional Coverage Options
Additional Coverage options may be available to meet the specific needs of your business, including cyber liability, equipment breakdown, and professional liability. Options vary by business and policy.