General Liability Insurance
General liability insurance provides coverage options designed to help protect businesses from common third-party claims, including bodily injury, property damage, and personal or advertising injury. We work with businesses to find coverage tailored to their operations and individual needs.
Bodily Injury
Helps protect your business if a third party, such as a customer or visitor, sustains a physical injury on your premises or as a result of your operations. Coverage typically addresses medical expenses and related costs as defined by the policy.
Property Damage
Provides assistance if your business operations accidentally cause damage to someone else's property. This may include the cost of repairing or replacing the damaged items, subject to the specific terms of your insurance contract.
Personal & Advertising Injury
Addresses claims related to non-physical damages, such as libel, slander, or copyright infringement within your business advertising. This coverage helps manage risks associated with brand reputation and public communications.
Legal Defense Costs
If your business faces a qualifying lawsuit for a covered event, general liability insurance can help offset the financial burden of hiring legal counsel, court fees, and other defense-related expenses subject to the terms and limits of the policy.